Apart from guaranteed regular visits, where we pro-actively assess changes on your risk and negotiate premiums when new and on renewal of policies, Multisure offers comprehensive insurance surveying of your personal assets, your business and the risks you are exposed to. We visit your premises (or multiple sites if applicable) and consider, discuss with and advise you on your risks accordingly. We calculate the Estimated Maximum Loss so that underwriters understand in detail what the risk or exposure is.

During Risk Profiling we break down your business and, in consultation with you, advise what the various risks to your business are. Risk profiling dovetails with surveys, but involves a more detailed advisory aspect about how to insure correctly and sufficiently. In these cases “off the shelf” insurance products rarely address your specific insurance requirements, so we structure policies around your business.

Our detailed and comprehensive approach to short term insurance means we cater to individuals and companies of all sizes and almost every conceivable industry

• Individuals: Personal insurance for your Car, House, House contents and add-on cover like All Risks.
• Companies and organisations of all sizes (Manufacturing, Wholesale, Retail, Distribution, Farming and most operations within Namibia): Commercial & Business insurance against Fire, Theft, Fraud and Resultant Business Interruption.
• Specialist Industries:
  • Personal Accident / Stated Benefits
  • Engineering: Electronic Equipment, Machinery Breakdown with resultant Loss of Revenue. Construction: Road, Buildings and Developments
  • Municipalities and Local Authorities
  • Parastatal companies
  • Marine – Hull and Cargo, Import and Export
  • Transportation – Motor Vehicles and Trucks, individual and Fleets
  • Aviation, including: Airside Liabilities and Aerodrome Insurances
  • Port Authorities Harbours and Ports
• Liabilities: Broad Form, Umbrella, Professional Indemnity, Inefficacy Covers and Directors & Officers
• Guarantees: Performance Guarantees, Bid Bonds
• Cyber Crime
• Kidnap and Ransom
• Bankers Blanket Bond Insurance
• Contingency Policies - On and Off Balance Sheet Insurance funds
• Business Succession Plan
• Disaster recovery

We aim for long-term stability of pricing and capacity – Our strategy is to work with you through the middle path of the highs and lows of the insurance cycle. Over and above conventional offerings, we are also able to offer Risk Management dovetailing conventional and unconventional products such as “On and Off Balance sheet” Risk Financing options which can reduce your Pay Away Premiums.

We have international experts who specialise in Enterprise Wide Risk Management and we can assist on the basics locally.

Multisure can provide cover and insurance custom made for you from any or all of the following insurance companies:

• Canopius
• Lloyds of London
• Santam Namibia
• Old Mutual Insurance Company (OMSIC) Namibia
• Hollard Insurance Namibia
• Western National Insurance Company
• Momentum Short Term Insurance Broking
• Special Risk Acceptances Namibia – Underwriting Agency with Guard Risk Namibia
• NASRIA – Namibia Special Risk Insurance Association (The Political Riot Guys In RSA same as SARIA)
• King Price Insurance
• Phoenix Namibia Assurance Company Limited
• Stalker Hutchinson and Associates
• Presidio Underwriting Agency
• Airspace Africa
• Sunderland Marine
• Ship Owners Mutual
• Tri-Marine
• One Reinsurers
• AIG
• Camargue
• Consort
• Emerald
• MotorSure
• Allianz
• Associated Marine
• Lombaard Insurance Company LTD
• Professional Risk Underwriters Africa
• SASRIA

Our central purpose is to ensure prompt and efficient handling of all claims with your image and reputation in mind. We are proud of our track record of efficient servicing of this crucial aspect of our client’s policies. We provide annual claims statistics and reports.  In addition, we can provide loss trends and forecasts, which will assist you, both in implementing additional risk control measures where trends indicate the necessity, as well as assisting in determining any possible self-insurance levels and insurance program structures.

We formulate and develop a detailed breakdown of the loss, allocate each item to the correct portion that it needs to be claimed under and then submit to Insurers. We also appoint our own Adjusters who we feel are qualified for the job at hand.

We could also assist with a Business Succession Plan and Disaster recovery in the event of a loss.

Assessing Companies

• Associated Loss Adjusters
• SICS
• Thinus Venter Assessing
• Check – Cassie
• Independent Claims
• Crawford International Loss Adjusters
• Colyer Valuations (professional plant and machinery valuators)